Last Week I got to spend two lovely days out of the office, riding around in golf carts at a couple of charity golf tournaments. The weather was absolutely fantastic and the surroundings were beautiful. One of my jobs was to sell Mulligan’s. For a mere $20 you could by to “do overs”. It got me thinking, what if we could buy a Mulligan for life? Everyone trys to live a life with no regrets, but chances are if you really think about it, you have a few.